Erratic and unpredictable rains are not uncommon in India. Arrivals of monsoons even though most awaited is also a curse for businesses as they impact demand and supply of essential commodities, affect buying patterns of customers and in turn sales, and can also cause damage to perishable items and infrastructure.
HAPPY LOANS IS EQUAL TO INSTANT HAPPINESS
Everyone is in pursuit of happyness. But if you look closely, it doesn’t take much to be happy. We disburse loans within 5 minutes. Loans that require minimal documents. And are 100% paperless. The system makes this possible through its unmatched live data exchange & real-time machine learning about the merchants. We have partnered with more than 17 partners in India giving us access to more than 5 million retail entrepreneurs.
Our Artificial intelligence processes hundreds of variables to assess the creditworthiness of a customer and our end-to-end digital experience allows live loan offers. The repayment behaviour is a highly weighted variable fed in the system on a real time.
Because, happyness starts with you. When you want to stock up supplies, HAPPY is the season. And when you want to invest, HAPPY is the opportunity.
When it comes to untouched market segments, Payworld has built a formidable reputation. With over 1 lakh active retail touch-points across 630 cities and 23 states, our partnership with Payworld is bound to go distance. For it empowers us to provide digital payments for millions of unbanked villagers across India.
A leader driven by technology and innovation. Today, MSwipe has over 2.6 lakh merchants which makes it one of India’s largest merchant acquirer to enable digital payments through POS devices. With this partnership, our focus is to help retail businesses deal with their ever-changing fund requirements more easily.
A pioneer in the remittance space, EKO has thousands of distributors and retailers to enable DMT across India. Since the stock in this business is money itself, our association with EKO will directly enable more sales for the merchants.
One of the few service providers in India who has enabled mobile payments for the last leg i.e. auto rides. With Ongo, we plan to support cash needs of these merchants at every point in their life.
Storeking has played an instrumental role to bridge the gap between big ecommerce & payment companies and the people of rural India. And they have done it by solving last mile for 850 million Indians with an aim to digitalise rural India. This association will help us empower rural Indians to be independent and self-reliant.
Passionate about technology & innovation? Passionate about bringing a change in small & medium enterprises? Passionate about spreading happyness in people’s lives?
Get in touch with [email protected]
Founder & CEO
When you want to write a happy story every single day, you need believers. Not just people. We are passionate about making a difference in our small way. Like Steve Jobs said, we want to put a ding in the universe. We follow our heart and intuition. We never settle till we find that moment. Making you happy, makes us happy too. After all, happyness is contagious.
Co-Founder & Head
A serial entrepreneur, an aspiring pianist and a cryptocurrency dabbler; Gautam Ivatury is a recognised pioneer with decades of experience in digital finance. He has headed the World Bank’s digital finance program which is backed by Gates Foundation. Gautam has played an instrumental role in the world of mobile banking and has started, advised and funded mobile ventures and Fortune 500 players globally with an aim to create a new-age, fairer way of banking that will make people’s lives simpler and happyer.
Co-Founder & Head
A dynamic multi-faceted leader having worked across various financial services roles. Beginning with Indian Financial System with NCR Corporation, she set on her entrepreneurial journey with Yatra Tatra Sarvatra (YTS) Solutions - an initiative towards financial inclusion. She established ArthUdgam Welfare Foundation to provide equal financial opportunities for both genders.
A regional head of International Finance Corporation, Anil Sinha has over 25 years of experience in banking and finance. He was not only the chairman, Strategic Advisory Board of Millennium Alliance, but also an Advisor for the Global Impact Investors Network.
M V Nair
M.V.Nair is a Chairman of India’s largest credit bureau - CIBIL, Chairman of SWIFT India, Chairman of top 3 training solutions provider for banks and financial services organizations in India. Previously a banker, Nair was one of the longest serving chairman in the history of Indian banking, having served as chairman and managing director of Union Bank of India for six years and Dena Bank for one year.
The Micro, Small and Medium Enterprises (MSME) sector is one of the most prolific parts of the Indian economy. Clocking in a growth of 10 % per year, this enterprising segment employs over 100 million people and contributes almost 45% to the country’s GDP. However, the credit inflow into what is called the ‘engine of growth’ of the Indian economy, is surprisingly low. In fact, in 2017, the credit gap in the MSME sector was estimated at an unsettling US$230 billion.