HappyNeo Where Lending Meets Innovation

Happy Neo is transforming the financial landscape in India by making loan access more inclusive and streamlined. Their innovative approach prioritizes data security and privacy, while offering a comprehensive suite of financial services. This empowers individuals to achieve their financial goals with confidence.

 

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Services

Banking

We provide comprehensive banking services and tailored loans for every need. Our business loans empower your venture’s growth, while our affordable housing loans help you achieve homeownership stress-free. Additionally, our loans against property offer easy access to funds using your property as collateral, supporting your goals without hassle.

We provide comprehensive banking services and tailored loans for every need. 

Payments​

Simplify loan repayments with Happy Neo’s innovative “Paymint Audio….”

Simplify loan repayments with Happy Neo’s innovative “Paymint Audio Loan Box.” This unique system provides clear audio instructions and reminders throughout your loan cycle, streamlining the payment process. Say goodbye to confusing paperwork and hello to a hassle-free experience, allowing you to focus on what matters most.

Lending

Happy Neo offers two lending options: Small Business Lending provides….

Happy Neo offers two lending options: Small Business Lending provides financial fuel for businesses to cover operations, equipment, and unexpected expenses. Peer-to-Peer (P2P) Lending connects individual investors with borrowers, offering competitive rates for borrowers and potential returns for investors. 

Risk Management

Our tailor-made risk management solutions identify and mitigate threats 

Our tailor-made risk management solutions identify and mitigate threats while optimizing opportunities for success. Utilizing credit scoring models, data analytics, and underwriting models, we build resilient operations, empowering you to navigate challenges with confidence. By minimizing risks, we help you focus on achieving your core business goals.

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Our Story

I want to thank Happy; it is because of them my business is flourishing. I got my first loan with just one call. Usually, you have to pay multiple visits and wait for days to get a loan from a bank. Happy’s loans are excellent to keep my cash flow intact.

Mukesh Sharma

Chemist
Time is the key to any business, and if you don’t get financial support on time, then it is a wasted opportunity. With the help and support of Happy, I am getting financial assistance whenever I need with just one click. Thank you Happy.

Sanjay Gulati

Apparel store
Taking a loan from your friends or business associates means getting calls every now and then for repayment and that too a lump sum amount, with Happy I get easy repayment option in EMI which gets deducted from my POS machine.

Vijay Bhanushali

Pharmacy Owner

Media

HAPPY launches Lockdown Loans for MSMEs

NEW DELHI: The global Coronavirus outbreak has impacted about one-fourth of India’s 69 million MSMEs at present. To help the affected microenterprises , HAPPY, an ML-based MSME digital Lender has launched a 'Lockdown Loan'.

HAPPY forays into food-tech lending in partnership with Swiggy

The fast-growing online food market in India which, as per a report by Google and Boston Consulting Group, is expected to touch USD 7.5-8 billion at 25-30 per cent CAGR by 2022, gives testimony to the fact that India loves its food.

Digital lender HAPPY announces nationwide

With its vision to drive superior consumption this festive season across India, Digital lender HAPPY has announced the launch of its ‘Bhagidari’ campaign. The campaign started during Navratri and involves end-to-end credit facilitation to microenterprises.

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